FTP and All-In Loan Pricing — Course Presentation
André Camatta introduces the problem FTP exists to solve, the seven layers that build the all-in break-even price, and how to pick your depth — core lessons, labs, or deep dives.
Key Takeaways
- Why FTP exists: what goes wrong when a bank prices loans and rewards deposits without an internal transfer price.
- The seven layers: funding curve, term liquidity premium, deposit franchise, buffer cost, optionality, credit, and capital — stacked one at a time into the all-in price.
- All-in break-even price: how the layers combine into the minimum rate a loan must earn before it creates value.
- How the course works: core lessons, interactive labs, and deep dives — and how to pick the depth that matches your role.
About This Session
This is the opening presentation of the Funds Transfer Pricing (FTP) Training, delivered by instructor André Camatta. In under nine minutes it frames the problem FTP exists to solve and previews how the course builds a bank's internal transfer price component by component — from the funding curve all the way to credit and capital.
Who Should Watch
- Treasury and ALM professionals
- Loan pricing and product teams
- Risk managers (liquidity, interest rate, credit)
- Finance and controlling teams measuring business-unit profitability
- Anyone evaluating the FTP Training before enrolling
Want to go deeper?
This presentation is the overview — the full FTP Training builds every layer hands-on, with 87 lessons, 18 interactive labs, and 12 deep dives.
FTP Training — ALM Bootcamp
Build a bank's internal transfer price one component at a time. 87 lessons, 18 interactive labs, 12 deep dives — 100% online.
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